At Mulholland Law, we focus on catastrophic injury and wrongful death cases; and the complex insurance issues those cases typically involve. We are here to advise and assist you during your time of need.
Catastrophic Injury and Wrongful Death
- Auto Crashes
- Motorcycle Crashes
- Trucking Crashes
- Negligent Security / Violent Attacks
- Hazardous Conditions
Devastating injuries can occur because of a momentary lack of attention, such as a driver reading a text message; or from establishing policies or ignoring conditions likely to result in foreseeable harm. A property owner who knows of a dangerous condition but takes no corrective action to make the property safe for others, or at least provide warning of the hazard, is liable for the life-changing injuries suffered by a guest. We set out to identify and hold accountable, all those to blame for the losses suffered by our clients. Collecting the damages owed, however, almost always involves insurance. That’s where our knowledge of insurance law can mean the most to our injured clients.
Complex Insurance Litigation
- Homeowners Insurance
- Automobile Insurance
- Business Auto Insurance
- Commercial General Liability Insurance
- Supplemental Liability Insurance
- Umbrella Policies
People and businesses buy insurance for the peace of mind in knowing that if the unthinkable occurs, they will have the financial ability to repair the damages or in cases where another is injured, pay what they owe for the harm they caused. Unfortunately, as soon as the smoke clears, insurance companies often add insult to injury by limiting or avoiding payment. We regularly handle cases where insurance companies attempt to mis-apply policy exclusions, manipulate the facts to deny coverage, and even try to rescind the policy. In first-party property claims, we have seen where insurance companies attempt to low-ball the amount of the loss by using biased estimators or failing to mention other coverages, leaving the policyholder without the funds necessary to reimburse them for their losses. In third-party claims, we have also seen many cases where insurance companies fail to settle claims that can and should be settled within policy limits, leaving their policyholders exposed to financial ruin. Our knowledge and experience, not just with significant injury cases, but also in how insurance companies are supposed to handle claims, helps us recognize when insurance companies violate the law and betray their own policyholders.
A first-party insurance claim involves a claim against your own insurance company. A third-party insurance claim is a claim made to the insurance company of the person who injured you. These different types of insurance are governed by different law and require different approaches. You deserve an attorney who knows the difference. At Mulholland Law, our experience and familiarity with insurance claim handling and denials can further help our clients deal with the difficulties and stress of unexpected injury or loss.